There are two types of loans offered at CashOnline24h : payday loans and personal installment loans. Some lenders participating in our network may also offer auto tile loans and other financial products.
Online payday loans up to $1,000
Payday loans (cash advances) are short-term, unsecured loans that usually have to be repaid at the borrower’s next payday. Payday loans tend to be a rather expensive type of financing, therefore, they should be used reasonably only in a financial crisis when cash is needed immediately and there are no alternatives available. The direct lenders we partnered with rely on the consumer having previous payroll and employment records. The APR on a $100 two-week payday loan could be anywhere from 20% to 375%, depending on by what method it is calculated. A customer borrowing $1,000 and paying a $150 charge ($15 charge on every $100 borrowed) will have to repay a total of $1150 at his/her next payday. Depending on the state you’re in, you can request from $100 to $1000.
Online personal loans up to $35,000
In finance, the term ‘personal loans‘ may include many different types of loans, such as mortgage, car loans, payday loans or installment loans. One this Websites by personal loans we mean installment loans. You can borrow up to $35,000, depending on the lender. Some lenders may offer larger or smaller loans. Personal installment loans have a much lower APR and are long-term loans.
Considering many factor, participating lenders may perform a check credit for all online loans through national databases that may include Equifax, Transunion, Experian and other credit bureaus. By submitting your information to us, you agree that lenders may obtain such credit reports and verify your information.
Fast approval completely online
In order to get a loan consumers complete the loan request form online. Our partnered lenders approve or decline the request in most cases in less than 1 hour. The lender transfers the funds to the borrower’s account by direct deposit.
Lenders may verify your employment for the purpose of processing your request.
No faxing documents, no paperwork
In general, lenders will not ask you to fax any documents but there is always that possibility. It’s up to each individual lender to decide if they’re satisfied with the information you provided on the form.
Open on weekends and holidays
Most lenders in our network run their services 24/7, including major holidays. It doesn’t matter whether you request a loan on Saturday, Sunday or late Friday night, there is always a legitimate lender who will process your request very quickly.
- In order to qualify for a loan you must:
- be 18 years of age
- have a steady income (employment, disability, unemployment benefits, SSI, etc) of at least $1,000
- have a bank account (either checking or savings)